3 The textual discussion remains useful even though privacy rights have now been addressed by federal law. See 15 U.S.C. §§6801-6805; also see Regulation P, 12 C.F.R. part 216, implementing the provisions of the Gramm-Leach-Bliley Act that prohibit a financial institution from disclosing nonpublic personal information to third parties that are not affiliated with the financial institution.